Clipping of news on Brazilian Culture, Law and Citizenship
23/01/2013
This article was translated by an automatic translation system, and was therefore not reviewed by people.
HIlton Marcos Cardoso sold the car to pay off debts Photo: Guilherme Pinto
Some say it is more a son size are spending in the budget that represents Brazilian families. In the 3rd Marine Sergeant Marcos Hilton Chaves Cardoso, 36, is no different. Since the Fiat Palio Fire 2002/2003 was funded, in February 2008, with R$ 5000 and 48 installments of entry of R$ 464, the car only has a headache. The money came from the sale of the entrance of a Santana 1993, with automatic transmission, purchased for R$ 10,000 and sold for R$ 8000.
- I did not do a good sale, but it was the way - remembers Hilton, who could have used the R$ 3000 remaining to increase the value and reduce the anticipation of the plots, but had to use the difference to pay off a bill of Delayed credit card.
Since the beginning of last year, the economist Fernando de Holanda Barbosa Filho, Fundação Getulio Vargas (FGV), suggested that Hilton to dispose of the vehicle to shoot down outstanding debts:
- Car ends up being much more expensive than we think. Besides the possible repairs, you need to consider fuel costs, insurance and property taxes. Sell the car is always a possibility for those who are in debt - says Fernando.
Hilton did not spend with the little old gray Palio war. The last straw was breaking the gearbox bearing on the bustling Avenue Brazil at the time of Parada de Lucas, with the car without insurance.
- Only tow, desembolsei R$ 200 - remember the military, which decided in August, following the advice of professor at FGV and announced the R$ 11,990 per vehicle in purchase and sale of sites on the internet.
He received only three bids, and in December, managed to finally close the deal by R$ 11,800.
- I had to have patience, because the market was still used, but the money was used for us to end the year in the black. And still managed to hit a good portion of payroll loan debt now in January.
Discipline for state income tax
Two thousand and thirteen barely begun, and already with Hilton documents organized to declare the Income Tax (IR). Bills and invoices are stored in a clear plastic A4 folder, he supplies all year round:
- I keep everything: the school slips, medical receipts for the payment vouchers. Until receipt of teeth whitening treatment that I did last year is there.
In this aspect, Hilton is disciplined. Making the declaration by the full model on the first day of term is always included in the payment of the first batch of refund:
- In 2012, I used the money to settle with my mother who took a loan to pay with her card.
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Source: Extra - Online
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This article was translated by an automatic translation system, and was therefore not reviewed by people.