Clipping of news on Brazilian Culture, Law and Citizenship
09/01/2013
This article was translated by an automatic translation system, and was therefore not reviewed by people.
The average of the sport rose from 9.45% to 8.59% per month last year, according to a survey of Procon-SP
In sport, 2012 began with average 9.54% and ended the year with 7.92%
The interest charged by banks for lending operations and personnel in overdraft retreated in 2012, said on Tuesday the Procon-SP. According to the institute's survey of consumer protection, the average personal loan was 5.54% per month in 2012 - or 0.12 percentage point below the rate in 2011 (5.66%). Already the average overdraft fee rose from 9.45% to 8.59% per month, a drop of 0.86 percentage point. The research involved seven financial institutions: Bank of Brazil, Bradesco, Caixa Economica Federal, HSBC, Itau, Santander and Safra.
According to Procon-SP, the average rate in early 2012 was 5.88% per month for personal loans. In December, the average interest rate charged was 5.35% per month. The bank recorded the highest average rate was Itaú, by charging 6.66% monthly. The lower cost of borrowing was the Federal Savings with 4.35%.
The survey showed that the average overdraft rate fell from 9.54% to 7.92% over 12 months. The bank with the highest average was the Safra, with 9.97% per month. The Federal Savings Bank recorded the lowest rate of 5.60% per month.
Source: VEJA ONLINE
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This article was translated by an automatic translation system, and was therefore not reviewed by people.