Clipping of news on Brazilian Culture, Law and Citizenship
21/11/2012
This article was translated by an automatic translation system, and was therefore not reviewed by people.
Site Stock Exchange and the Government are just a few that offer download gratutito spreadsheet for organization costs and revenues
SAO PAULO - At the time of organizing the budget, a major - and first - tips from the experts is preparing a budget.
According to financial educator Rafael Seabra, to develop and control the budget, it is essential to take note of all receipts and expenditures, both as to whether planning is being met, and to know the fate of our money.
To do this, set up a spreadsheet is an accurate option. However, it is difficult to know which fields are key in this spreadsheet and forget something important, can significantly affect your budget.
No excuses for delaying budget control
But the fear of not having a good spreadsheet, not a reason to postpone the budget control. The advancement of technology has helped - a lot - in the field. Currently, several sites have good worksheets to download.
In addition, there are the so-called financial managers online portals that bring beyond spreadsheet, graphics, option to save receipts, among others, all on the internet, and for free. Some also come with applications to control spending via mobile, and completely eliminate the excuse that they did not collect because he was spending away from the computer.
Meet some good basic choices:
To download
- I want to get rich - the site of the educator Rafael Seabra financial offers for download a spreadsheet prepared by the financial advisor Gustavo Cerbasi;
- BM & F Bovespa - the Brazilian stock market portal also offers to download a spreadsheet to organize the budget, after all, who wants to invest must first have a monthly budget organized;
- Portal Brazil - in order to expand the financial education of Brazilians, the government website offers for download a spreadsheet prepared by the Brazilian Institute for Consumer Defense (IDEC);
- Serasa Experian - with space for various types of expenses, the worksheet is simple and easy to move;
Management online
-InfoMoney - This calculator lets you check how your budget and know exactly how much you earn and how much you spend. The calculation is simple: you use the bars or the text box to include figures and calculator exactly how much you will receive, how much you spend and what the final month (savings or deficit).
- Manubia - the portal allows the user to create categories of spending (restaurant, mobile etc) to more easily identify where you are spending. Furthermore it is possible to upload files to extract the bank's website, and need not enter each transaction;
- Organizze - This organizer has all the financial resources necessary to control the budget, has easy to use interface and datebook. Mobile, there's only iPhone version;
- Yupee - besides spending spreadsheet, calendar has financial (cash flow), monthly goals, bank statements, dreams, investments, reports and graphs. There is app for Android phones and IOS system and even a desktop application that eliminates the need to use the internet.
Source: MSN News
Our news are removed entirely from the sites of our partners. For this reason, we can not change their content even in cases of typos.
This article was translated by an automatic translation system, and was therefore not reviewed by people.