Clipping of news on Brazilian Culture, Law and Citizenship
09/10/2012
This article was translated by an automatic translation system, and was therefore not reviewed by people.
Research says that the lower classes are the least control costs and save less
SAO PAULO - The Brazilian family is facing a gap in their accounts, because the credit is increasing and at the same time, defaults and lack of financial planning also increase. The percentage frightening: 38% of Brazilians do not plan their spending.
Conducted with 1,300 respondents in all five regions of the country, the survey of Boa Vista Services shows that Southerners are more disciplined - 30% of respondents in the South said they do not plan their finances. Since the Midwest is the most undisciplined. 43% said they did not do any management expenses.
The Southeast and Northeast achieved the same percentage, 39% of respondents. The North appears with 35%.
As for classes, low-income consumers are the least make financial planning. Half of the respondents from classes D and E say they control their spending in some way. Since the classes A and B are planning more - 69% and 68% respectively said they take care of expenses. In class C the percentage is 58%.
Brazilian spares
The survey also indicated that Brazilian consumers of low income is the least saves. We analyzed all classes and between classes D and E, only 21% say they save money in savings. On average the total Brazilian classes, the number is too low, only 39%.
Portion x Interest
The Brazilian is more concerned with plot than with the amount of interest. Most survey respondents, 30% consider the value of the parcels decisive to finalize a purchase and only 11% put the value in the balance in installments and cash value.
Source: Infomoney
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This article was translated by an automatic translation system, and was therefore not reviewed by people.