Clipping of news on Brazilian Culture, Law and Citizenship
07/25/2012
This article was translated by an automatic translation system, and was therefore not reviewed by people.
Financial advisers offer tips for the consumer is not mislead in buying the appliance and keep the accounts in blue
Before rushing to take advantage of the reduction of the IPI, make sure you really have need to buy the product
Reducing the Tax on Industrialized Products (IPI) is good news for those who already had been planning to buy an appliance, but found the prices salty. However, it also may have a certain consumerist urge those who can not hold on for a "promotion". To not feel the side effects of this behavior in your pocket, financial advisors recommend maintaining discipline and "per foot on the brake" on the purchase.
Experts Ricardo Pereira and Conrado Navarro, the Consumer program, MasterCard, point out the fact that the rate has fallen does not mean you need to buy a new appliance. Before, say, you need to do some math, as the number and amount of installments, and interest, for example. "It is essential to know if your appliance fits in the budget. Above all respects your budget and plan their purchases, "they say.
Some consumers, when making the purchase decision, see only the value of the parcel and if it fits in your pocket. However, they ignore the existence of other subdivisions. "Remember that along with portions of the reach of your appliance purchases made before, not to be surprised and get the budget committed," warn Pereira and Navarro.
Also check if the value lies in its budget, to know how much you pay. "The seller will always take into account the best deal for him, so put into practice the power of bargaining. If payment is required to view a good discount, "recommend.
Another tip of the consultants is to stop and think about the real need to purchase the appliance. "Buy only the urge to eat will compromise their accounts," they say. Pay attention also to the price of the product is essential. Therefore, to know you're doing a good business, research the value before purchasing the goods. "Moreover, by purchasing a site can be more affordable than in a physical store," the experts note.
Finally, do not take the decision in an emotional moment. Try to be as rational as possible and investigate other models of the product and buying opportunities.
Source: Ig
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This article was translated by an automatic translation system, and was therefore not reviewed by people.