Clipping of news on Brazilian Culture, Law and Citizenship
 


Consumer News

Credit card with five tariffs

30/07/2012

This article was translated by an automatic translation system, and was therefore not reviewed by people.

 



Banks are prohibited from charging more charges for the provision of service. Consumers should report abuse
BY Aline Salgado



Rio - Who would not give up the convenience of plastic money and credit should be aware of the charges embedded in the account statement. According to the determination of the Central Bank, financial institutions may only charge five charges relating to the provision of card services.

The determination signed last year, began in earnest two months ago, on June 1. In the list of charges that may be charged by institutions are tuition, fees for issuing 2nd copy of the card, charge for withdrawing cash in the civil service and the use of the card to pay bills. In the case of an emergency request for an assessment of the credit limit, the bank is also authorized to carry on charging service.

To protect yourself, is important for consumers to verify that the bank has already adapted itself to regulation.

"The control itself is by card bill. The rate of recovery must be reported within 15 days. In case of increase of the charge, the consumer must be informed, and the new rate can only claim within 180 days, "says Marcelo Calixto, member of the Consumer Law Institute of Brazilian Lawyers. The expert guides even in case of improper collection, the consumer should seek justice.

Magnifying glass

CARD ISSUED WITHOUT REQUEST - The resolution of the Monetary Board protects consumers by prohibiting banks from sending credit card without being asked.

INAPPROPRIATE BILLING - In this case, the client should seek, first, the agency responsible for the care and seek the solution of the problem with the manager responsible for the account.



Source: The Day

Our news are taken in full of our partner sites. For this reason, we can not change the content of these up in case of typing errors.

This article was translated by an automatic translation system, and was therefore not reviewed by people.

Important:
The JurisWay site does not interfere in the work provided by doctrine, why only reflect the opinions, ideas and concepts of their authors.


  Subjects list
 
  Copyright (c) 2006-2009. JurisWay - All rights reserved.