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Consumer News

Consumer must be informed before choosing the best credit option

09/05/2012

This article was translated by an automatic translation system, and was therefore not reviewed by people.



 


SAO PAULO - To have the finances to date is the dream of every consumer, but for that to happen it is necessary to seek information and make the best choice when purchasing credit.

During the panel "What credit is that? The credit offered and used by Brazilian consumers, businesses and government is more healthy for the country? "Which opened the CCMCC 2012 (Congress Modern Consumer Credit Billing and Payment Services) Tuesday (8), discussed the concerns with credit healthy, without the risk of new delinquent.

According to the discussion, this concern should make consumers began to seek more information and make better planning of your income before increasing the supply of credit in Brazil. "Financial education is not to save money, and yes, teaching to spend it and make better choices," explains the CBN journalist, Mara Luquet,

Financial Education
According to the publisher of the journal Modern Consumer, Robert Meir, the consumer is currently witnessing a real fight between the government and the financial system because of the cost of credit in the country, so he explains that for the Brazilian, more than ever education financial contribution is essential. "The consumer still does not understand how to maintain their economic matrix in days," he adds.

The president of the Institute GeoC (Management of Operational Excellence in Recovery), Jair Lantaller, said the financial education of consumers is very important, since Brazil is entering a mature economic model.

According Lantaller, one third of GDP (Gross Domestic Product) of the country comes from the Brazilian household consumption and GDP by 2015 that can be raised with the increase of credit for up to 60%.

Retail
Credit to the director of the Colombo Stores, Edeni Malta, retailers should be responsible for the financial education of consumers. "Direct and understand the credit sought by the consumer is the way in retail. You can question his client about this possibility, if he wants to be a healthy or a new customer in default, "he explains.

But the deputy director of regional studies, urban and environmental IPEA (Institute of Applied Economic Research), Miguel Matteo, the timing is good for the credit, but it is important that the industry is attentive to the movements of government.
"The government no longer has room to reduce the spread, and should not encourage too much use without a domestic industrial growth," he concludes.



Source: News Agency

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This article was translated by an automatic translation system, and was therefore not reviewed by people.

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