Clipping of news on Brazilian Culture, Law and Citizenship
17/07/2012
This article was translated by an automatic translation system, and was therefore not reviewed by people.
SAO PAULO - When it comes to control the spending of the children, many parents fail to set limits and end up paying unwanted accounts. To help those who go through this situation with the help of the Socio-founder and Marketing Director Peela, Eduardo Almeida, gave some tips that can help those who are in this situation. Check out:
1 - Teach from small
The best age to start giving an allowance for children is when they already have some idea of numbers, ie, around seven years. However, according to Adams, "This can be stimulated before, with the famous piggy banks, whose idea is to give the first notions of and savings." The earlier children begin to be part of the domestic economy and learn about financial education, the easier it is to control future spending.
2 - Establish values
Specify low values for the first pocket money, between r$ 10 and r$ 20 and can be weekly or monthly, depending on your understanding and your pocket. Each period of age can be an increase of allowance, which may be by age group, for example, who has seven years receives r$ 7 more, or r$ 5 increase on each anniversary.
According to Almeida, the child needs to understand that the same value will be available every month and this will be the only amount he receives, "The child can plan what they will spend. If next month you need a larger value for something you want to do, need to save in the previous period. "
3 - Do not include spending essential
Not all products consumed by children should leave the allowance of the same. Essential items such as school supplies, uniforms and clothing necessary, are not the responsibility of the child.
4 - Control teens
Ideal for those who have teenage children are pre-paid cards and virtual accounts. With these features the claim is pre-set and not have to spend more than established.
The prepaid cards are more common in international travel. You deposit the desired value in real value and is converted into local currency according to the quotation from the filing date, and place in an emergency credit card according to need, and are accepted in most shops outside the the country. But the budget plan the trip according to local prices, as some cities are more expensive than others and may not be enough money and will need to spend more than desired.
The Cards and Gifts virtual accounts, according to Adams, is ideal when the child play a good behavior, or do well in school because you can present him with a card that can be spent on partner stores. Just take a virtual account open and load with credits and use the login, password security and avatar at the time of payment. With your account you can track balances, statements of charges, all transactions and access history.
5 - Know when to stop
The hardest part for many parents is how to stop offering the allowance for the children. The ideal is when they are able to get a job, or when the salary they receive is possible for them to sustain themselves.
Source: InfoMoney
Our news are taken in full of our partner sites. For this reason, we can not change the content of these up in case of typing errors.
This article was translated by an automatic translation system, and was therefore not reviewed by people.