Clipping of news on Brazilian Culture, Law and Citizenship
17/07/2012
This article was translated by an automatic translation system, and was therefore not reviewed by people.
SAO PAULO - At holiday time the children spend more time at home, which usually pushes the household budget. In addition to shell out more in this period, many parents get into trouble on trips and tours, and often unnecessarily come in red. To avoid the lack of financial, it's worth taking a few tips and some basic care.
To begin with, the financial adviser, Alvaro Modernell, explains that it's OK to spend more - than it normally is spent - on vacation. "The problem is to spend the money the family has not," he says. So if the holidays have arrived, the suggestion is to review the budget, increasing, for example, that portion that separates you to spend with children.
Also, it is interesting to be aware of inflation of the products most frequently consumed by young people during this period. According to a study by analyst IBRE / FGV, André Braz, the prices of cookies, candies and chocolates and ice creams are 3.54%, 3.23%, 8.10%, respectively, more expensive, compared with the holiday period of 2011.
Their study also indicated that when young people are home consumption further agrees, on average, 12% of the budget. Very well. During the holidays, it is important to review the budget and consider this additional expense. In addition, for parents who have more than one child, it is worth thinking of ways to entertain them at home, avoiding many rides.
Use creativity
Instead of going to the movies, for example, why not watch a movie at home with family and friends? Furthermore, using creativity there are many ways to have fun, even at home, and without spending much.
The idea is to fill the time with the children so engaging, and, therefore, it is not necessary - necessarily - spend too much money. Make crafts and craft is an option for children. Allow it to be part of making a cake, decorating and helping in the kitchen often is as engaging as going out to an amusement park, which requires several types of disbursements from the car parking, the entrance tickets and snacks that need to be purchased.
During the holidays, of course it is interesting to invest in unforgettable tours with children, but one need not make them with high frequency, especially if the family budget does not allow. Another very important tip: remember that shopping is no place to walk, but instead of consuming.
Do not choose, so go to a mall to hang out with his family, especially to bring the children. Both children when parents are facing all the time to buy items. So best to avoid these temptations when the goal is to walk with the family.
And on trips
Both the trips and tours in the main mistake parents make is to plan well in advance. Moreover, it is important not to yield to the requests of the child. In relation to planning, it is important to do as soon as possible to get cheaper prices for tickets and hotels. Still in the planning, should consider the leisure options that are more interesting for children, which is more economical for the public.
A ranch, for example, built into the price already has a number of distractions for the young. In the enterprise itself the kids have fun. Unlike going to a city, staying in a hotel and having to go out every day, spending on transportation and food.
If you decide to take a ride with their children, parents should be aware that on one hand the small spending with toys, snacks, with the balloon and airplane, separately, is not much cost, their sum is the big problem. "It's important to have that perception. How small the budget spending compromise, "says Modernell. If you leave, consider taking at least the lunch from home.
Explaining the rules
Regardless of being on a trip or a walk, deal with children can be challenging, especially with regard to consumption. It is even more complicated for parents who can not say no. However, if your goal is to keep in line and not extrapolate in the budget, we must make everything clear to the children.
Modernell explains that before leaving home, parents should sit down with young people and explain the rules of the game. You go out for a stroll or shopping? If it is to walk around, make it clear you are not there to buy or spend money.
Source: Estado News
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This article was translated by an automatic translation system, and was therefore not reviewed by people.