Consumer News

Points on credit card: you know how to use them?

05/06/2012

 


SAO PAULO - Many consumers have points programs on credit cards and do not know the benefits it can bring.

According to the president Ibedec (Brazilian Institute for the Study and Protection of Consumer Affairs), Geraldo Tardin, many consumers end up leaving the points expire and perderm the opportunity to exchange them for prizes that are offered by carriers such as discounts on purchases products or even for miles on airfare.

To not let this happen, the consumer must accompany the accumulation of points along your monthly bill, and from there, start researching ways to exchange them for products.

Using the points
Seek information on care services cards, how you can register in the points program and how you can use them.

When the registration is done on an airline consumer will receive a card number, where you can transfer the points credit card miles for the issuance of that company.

On purchases over the Internet, consumers should look in the shop if there is a points program and where the registration is done, check if the store has partnered with some other network.

In gas stations, for example, consumers can earn points in two locations, ie, the fuel costs can generate points in the program's own gas station and if the consumer makes the payment with credit card, you accumulate points the card provider.

Be aware of expiration dates of your points, the score usually expire within 24 to 36 months.

If you choose to redeem your points for airline tickets, remember that reservations must be made in advance of three to six months, as airlines warn that the closer the flight date, less seats are available.



Source: InfoMoney

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