Clipping of news on Brazilian Culture, Law and Citizenship
05/22/2012
This article was translated by an automatic translation system, and was therefore not reviewed by people.
SAO PAULO - At the time of purchasing a property, information is never enough. If the house or apartment is used the situation is more delicate, and the applicant must observe several issues not to leave the damage.
Thinking about it, Procon-SP produced a series of tips for those seeking a new home. And the first step is to analyze and supply. The frustration and resentment can arise for several reasons, among them the fact of not having chosen or evaluated and the region.
Noise, traffic, confusion
It is therefore important to visit the property both day and night. If you are located in a local move, go ahead at peak times, to see how much traffic noise and devalue the property. Also note that the neighborhood has the infrastructure you need, such as schools, health, lighting and benches, for example.
You must also check the condition of the property, such as plumbing, electricity, ventilation, lighting environments. Besides the condition of the roof, roof, walls and floor. Leaks, cracks and mold may be signs of serious problems, and especially expensive to fix.
Problems with documentation
Worse than regret for having discovered who moved to the place louder in the world, is having problems with documentation. To avoid inconvenience, it is important to ask the seller, or search on their own, a series of documents that will prove that both the sellers and the property are not wrapped.
See the list - prepared by Procon - documents the interest in the property must be in hand before closing the business:
- Certificate Vintenária updated with negative charge. This document is provided by the Registry of Property and competent information about the last 20 years of property - mortgage, pending litigation, title, etc.;
- Negative certificates of notaries to protest the city where the owner resides;
- Negative certificates of debt on the property tax. Make sure that the footage contained in the deed is the same as described in the booklet;
- Existing funding of the goods, check the conditions of release or transfer;
- Request a negative declaration of condominium debt to the liquidator;
- Inform yourself about the existence of the project area for the expropriation of the property. For this, see the mayor of the municipality.
Buy coiled
When buying an older home, the documents are essential to prove that he is not curled. The current owner, for example, may have given the property as collateral for any loan.
According to the director of real estate franchise RE / MAX EMPIRE, Felipe Godoy, it is important to have the registration of the property. This document records all events that have happened to the property, or if it was given as collateral for the loan.
Moreover, the situation of the property owners can also affect the process of buying, especially if it means financing. If the sellers have debts with the Union, the property must be quoted and approved in a difficult funding process.
When buying, check the marital status of the owner. If you are writing in the name of a sole owner and he is married in community of property, the property is on both. What will require the signature of both husband and wife.
Source: The Day on Line
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This article was translated by an automatic translation system, and was therefore not reviewed by people.