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Learn how to seek redress in court against unauthorized charges for services in financing contracts

04/02/2012

This article was translated by an automatic translation system, and was therefore not reviewed by people.



 


Render the process unfair rates
 
When seeking financing with banks, consumers end up discovering unauthorized charges and abusive interest rates. Care should be taken with financial institutions and contracts, if any irregularity, the case can yield process.

When was the funding to do in 60 installments of R$ 1,252.25, Elizabeth Beck found rates abusive encareceram the value of a vehicle that was buying. It was noted that when the bank rate charged by the Opening Credit (TAC) and Emission Rate of Carnet / Billet (TEC / TEB). President of the National Association of Consumer Care and Workers (Anacont), Jose Roberto de Oliveira says that this is a case of abusive and improper billing. "She came to us and helped to victory against the financial institution. It is the duty of the bank note in the contract rates and they can not have that overrated, "says Oliveira.

He still says that you can use to discuss contracts with action, pointing manifestly excessive advantage of the bank. For this, the Special Court can be triggered.
A LUPA

MEDIATION - The President of Anacont, the consumer is not obliged to pay such fees, but rather the financial. Fortunately, Anacont assists to overcome the abuse.

NEGLECT - Charges of financial institutions are always high. In this case, no disrespect to such a high rate and make the purchase price being almost twice as expensive.



Source: MSN News

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This article was translated by an automatic translation system, and was therefore not reviewed by people.

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