Clipping of news on Brazilian Culture, Law and Citizenship
25/01/2012
This article was translated by an automatic translation system, and was therefore not reviewed by people.
Serasa Experian provides tips for consumers and merchants combat action scammers and suggests that attention is heightened during periods of vacation and holidays
Only the first half of 2011 there were over 1 million attempted financial fraud in Brazil. The days of a lot of movement in retail, such as holidays and vacation periods, tend to have more events than at other times, experts say. To protect this Jan. 25, holiday in Sao Paulo, and many other holidays of the year, consumers and traders should be very careful.
"Today, armed only with name, social security number and address, you can shop online and even get personal loans with great agility. Recipe for criminals, "says Bruno Rivelles, manager of corporate accounts for ZipCode, a provider of information for marketing, credit, collections and fraud.
The growth of fraud attempts on the Brazilian market in the first half of 2011 was 8.6% over the same period in 2010, according Rivelles.
Since the losses resulting from strikes recorded in the electronic totaled R$ 685 million in the first half, number 36% higher than in the same period last year.
"Both the merchant and the consumer, all caution is needed. In some cases, criminals come to open a current account with the CPF others to apply for credit cards and loans, "Rivelles said.
To not be vulnerable to scams, consumers should carefully examine their documents when they are in shopping locations. In case of loss or theft to the police and file a police report (BO) as soon as possible, experts say Serasa Experian.
Moreover, it is good to inform Serasa Experian - which has a free service registration of information on documents and checks stolen, lost, canceled or sustained .- about what happened, so your documents are blocked, which reduces the risk of having their data used by fraudsters.
According to Serasa Experian, the information is available to all traders who consult its database in Brazil. Thus, the salespeople and cashiers can prevent the action of scammers. The record loss and theft on the Internet can be done on the company website.
Merchants
Traders should also seek to prevent fraud, identity theft and consumer when the person making the purchase takes place by a holder of the document presented.
"If the merchant can identify that document is not the same person who presents himself at the store, or that the reported data are inconsistent, his chances of avoiding losses increase considerably," says Celso Rodrigues, manager of anti-fraud solutions Serasa Experian.
Rodrigues gives the following tips to avoid scams that the dealer:
1) Always ask two original documents
2) Verify that the information provided by the customer is true
3) Confirm the address and phone connection
4) Consider carefully the proof of address matches the name displayed in the documents
If the merchant does not feel safe with the sale even after the above steps, Rodrigues suggests he ask some or all of the payment is made in cash.
Source: News Ig
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This article was translated by an automatic translation system, and was therefore not reviewed by people.