Clipping of news on Brazilian Culture, Law and Citizenship
27/08/2010
This article was translated by an automatic translation system, and was therefore not reviewed by people.
The demand for same-sex couples for real estate financing has been growing over the past 10 years. Looking at the market, the Bank of Brazil has just created a product specifically for this audience, which can yield about R$ 60 million by the end of the year and tends to grow 10% to 15% in the period. The process began on August 20 and will be worth the same rules for the popular program My House, My Life, one of the banners election of President Lula.
According to José Henrique Silva, executive manager of Mortgage BB, initially, there was no intention of leveraging the business. "Previously, loans were only granted to heterosexual married or in stable relationships. We note the need and change some rules to make possible the entry of same-sex couples, "he explained.
Silva reckons that should be implemented around 500 operations by the end of the year, worth approximately R$ 120 000 each, including the type of real estate consortium. He also foresees the possibility of selling other banking products such as insurance and credit card for new buyers.
Easy loan
To get credit, bureaucratic procedures are standard proof of income and financial standing. In the case of homosexuals, the relationship must be established by the partners. "In order verbal and fast," he said Silva. He explained that the Bank has now started in this area because there is only three years in the property market after the takeover of Nossa Caixa.
The program My House, My Life has allowed the composition of income among people with all types of relationship, said João Martins Falcar, executive manager of Loan and Financing of BB. And in that gay couples requesting funding, the credits were released directly into the stands of the building. "We have about eight thousand units traded," he said.
Other banks take advantage of the lode long as Caixa Economica Federal, Itaú, Unibanco and Banco Santander. Santander, according Nerian Gussoni, Superintendent of Real Estate 10 years ago allows all compositions of income: between friends, relatives, heterosexual or homosexual couples. "Whenever we see a little further. We study the trends too, "said Nerian. "We never did not to pass separation connotation prejudiced in respect to the consumer," he concluded.
Source: Correio Braziliense
Vera Batista
This article was translated by an automatic translation system, and was therefore not reviewed by people.