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Economic indicators

CNDL: July consumer takes to pay bills

08/12/2010

This article was translated by an automatic translation system, and was therefore not reviewed by people.

 

 



Consumers took advantage of the months of July to clear the name in the Credit Protection Service (CPS), according to data presented on Wednesday (11) by the National Confederation of Shopkeepers (CNDL). Last month, an increase of 17.92% in the number of people who have regularized their debts compared to June. In comparison with July of last year, the increase was 4.34%. As data accumulated in the first seven months of 2010, there was an increase of 5.58% over the same period in 2009.

For the president of CNDL, Roque Pellizzaro Junior, the movement has been steady in recent months, but there was a greater emphasis on last month. "July is the month of holidays and many people travel that was not seized to pay the bills," he said.
Another factor that may have contributed to the movement in the past month was the second batch of refund of income tax (IR), which released payments to two million taxpayers, the total value of R$ 2.09 billion.

From the data of CNDL, women held 52.3% of cancellations in July, compared with 47.7% of men. By age, most cancellations (27.88%) occurred among consumers aged 30-39 years. The lower part (6.76%) was identified in individuals over 65 years. Last month, 22.32% of consumers were delinquent up to 13 days.
Other 14.08% were delinquent by 30 days, while 11.08% achieved by 60 days.

In October, the Brazilian trade launch the campaign refinancing consumer debt, called "I want my customer back." The move, which is a kind of Refills for the consumer, the client seeks to rid of debts, so he can eat at Christmas, best time of year for the sector.
In principle, the renegotiation will consist of only the collection of indexation of debt - and no more interest in the period - not only for the installments in arrears, but also to those that win.

Father's Day

The volume of retail sales on the eve of Father's Day, celebrated on the second Sunday in August, was beyond the expectations of the president of CNDL. The projection for the period was a growth in sales of 7% over the same date of 2009 but the increase was above 10%. "The Father's Day was very significant, far beyond our expectations," he said.
That means, he said that the month of August should continue to provide positive numbers for the sector, as has been seen in July.

According to the president of CNDL had improved both the quantity and quality of sales, increasing average ticket of approximately 18% over the same period last year. The increase, according Pellizzaro Junior, can be attributed to increased sales of electronics.
"Consumers had more money," summed up.

Pellizzaro Junior stressed that the importance of Father's Day on the calendar of trade is growing every year. Although still the fourth best time for the industry - back for Christmas, Mother's Day and Valentine's Day - the numbers are already approaching those presented on Valentine's Day.
In evaluating the president of CNDL, the phenomenon can be explained by the increased growing of women in the labor market, which end up buying gifts for his son the gift of his father.



Source: Diário do Nordeste

This article was translated by an automatic translation system, and was therefore not reviewed by people.

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