Government low-interest credit for retirees in discount sheet
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Maximum rate for direct lending, fell from 2.5% to 2.34% per ano.Crédito payroll, according to BC, is the fastest growing mode.
The Ministry of Welfare said the National Council of Welfare (CNPS) approved on Wednesday (30), the reduction in ceiling interest rates for credit discount sheet pagaemnto (payroll) for retirees of the Institute National Social Security Institute (INSS).
With this, the government said, the maximum charge for the type of loan will be reduced from 2.5% to 2.34% per month, while the maximum rate for loans by credit card fell from 3.50% to 3.36% per month.
The forecast is that the ordinance will benefit retirees and pensioners of the National Social Security Institute (INSS) is published in the Official Gazette (DOU) on Friday (2).
"By setting lower interest rates, we are able to put in the hands of retirees a greater margin of credit. Therefore, all win, including the Brazilian economy," said Minister of Social Welfare, José Pimentel.
Fall is in line with the basic interest rate decrease
The Secretary of Social Policies, Helmut Schwarzer, said that the reduction is in line to drop the rate, which has dropped five percentage points to 8.75% per annum in 2009. "We are aligning the interest of the ceiling laid down with the recent developments in the target to which policy holders also benefit from the recent drop in interest rates that occurred in Brazil," he said.
Last reduction
Maximum rate for direct lending, fell from 2.5% to 2.34% per ano.Crédito payroll, according to BC, is the fastest growing mode.
The Ministry of Social recalled that the last reduction of the ceiling on payroll charges had occurred in March 2008, when interest rates were unchanged at 11.25% per annum. The Selic rate was up during the international financial crisis, but resumed its downward trend.
Credit discount sheet
The volume of bank loans through payroll loans, or discount in payroll, rose 2.4% in August this year, to $ 97.9 billion, said on Tuesday (29) the Central Bank. Earlier this year, the stock of loans of this type of credit was for $ 79.6 billion, so there was an increase of 24.2% from January to August.
"The credit is the fastest growing property, which has lower interest rates. It is almost R$ 100 billion. This gives families honor their payments on other credit and get out of debt with higher interest rates", said the chief Economic Department of the Central Bank, Altamir Lopes. Their expectation is that public officials continue to demand this type of credit in the coming months.
Source: G1
This article was translated by an automatic translation system, and was therefore not reviewed by people.
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