False brokerage customers left without compensation
This article was translated by an automatic translation system, and was therefore not reviewed by people.
The hiring of a policy of life insurance requires special attention in some detail so that the family receive the compensation payable in case of death of the insured. The sale of insurance policies is an exclusive activity of insurers and entities duly registered with the Superintendency of Private Insurance (Susep), federal government agency that regulates the insurance industry in Brazil.
Operating illegally, the brokerage Leader Club Charity, based in Curitiba, may have used the "strike of the insurer" in at least four users of the states of Parana, Sao Paulo, Rio Grande do Sul and Minas Gerais, with the sale of policies not insured that together caused the loss of approximately R$ 180 mil.
The company, with 43 years experience, worked illegally since 2006 in the scheme known as "pyramid", selling insurance without an insurer to guarantee payment of compensation. When a policyholder died, the compensation was paid for with money raised from the fees charged to other users, but when the number of claims exceeded the financial capacity of the "broker", she closed the door and disappeared, leaving the hand recipients.
Parents Trade Representative Adriano Gomes de Almeida, of Curitiba, were policyholders Leader since 1980. He says that when his father died in 1994, the compensation was received normally. Now when he sought to receive payment of R$ 40 thousand, following the death of his mother in June of last year, the situation was different.
"I started to get worried when I realized that the money did not come out in the agreed time. When asked for explanations, one official told me that the company was in trouble and that the debts would be broken up, asking me to wait, "he recalls. Later, Almeida was informed that the contract was not insured because the policy had been canceled unilaterally by the insurer since 2007. "But I was never notified of this 'detail', and still religiously paying the tuition for the Leader, the amount of R$ 500," he says.
The engineer Carla Martins (not his real name at the request of source), a resident of the city of Marilia, in São Paulo, is facing the same situation since the death of his father in January of this year.
"My father paid for 34 years the life insurance for the brokerage. In January we gave at the request of the indemnity payment of R$ 50 mil. The first contact was by telephone and requested all documents required for receiving. We did everything as requested, we send all documents via email and confirm the receipt of same. The information we have was that we would get the value after 90 days, "he reports. After this time, the user has not received any return of the brokerage. "Concerned, we try to check the company by phone, but to our surprise, no one answered. After many searches, we talk to the doorman of the building, where we were informed that the brokerage was closed since April, "he says.
In Minas Gerais, the attendant Andréa Cristina do Carmo de Souza filed a complaint against the leader to demand compensation from the insurance of their mother. The lawsuit was dismissed in early June and the broker was convicted in absentia, to pay compensation amounting to R$ 76.3 thousand for the policy. But as there is no longer in your physical address, the company was not notified and the user's own assessment that hardly receive the amount. "I heard reports that many people here in Minas Gerais are still paying the monthly normal. For now, only those who needed the coverage realized the fraud, "he says.
"The revolt is that the situation of impunity," claims the insured Jorge André Costa Avancini, Rio Grande do Sul, also injured by the Leader.
Source: Gazeta do Povo
This article was translated by an automatic translation system, and was therefore not reviewed by people.
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