It is not time to move on savings
This article was translated by an automatic translation system, and was therefore not reviewed by people.
Experts are betting on investment funds, but urge caution in the choice of application. Banks will compete
Rio - For experts, investment funds should be more attractive to small investors. Therefore alert economist Marcos Crivellaro, it is time to migrate from financial investments. Not in savings since the new rules unveiled yesterday by the government - taxation of income tax - are only good for those with over R$ 50 thousand in savings. For short term, this application is still the most attractive.
"To attract investors, banks will hold out rewards or profitability. The savings will no longer be the only product attractive, "bet. Each bank may have its background. Diversity should generate competition and benefit investors.
For the consultant, shares, bonds and CBD should be discarded. Only worth it for values higher than R$ 30 thousand and for a long period.
Fabio Colombo, investment manager, fears that the collection of IR to create the opposite effect on migration and generate indirect impacts. He points out that projections of the market are high in the Selic rate.
Professor at Ibmec, Nelson de Sousa simulated gains in each situation, depending on the amount invested (check beside). "The funds already pay taxes, but the value drops over time," he says. Since the consultant Alexandre Lignos recommends caution and comparison of rates of administration of funds.
Source: The Day
This article was translated by an automatic translation system, and was therefore not reviewed by people.
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