Number of delinquent because of the financing of car increases 50%
This article was translated by an automatic translation system, and was therefore not reviewed by people.
Index doubled compared to the first seven months of 2008.
Prior to assuming debt, you must have reserves equivalent to three installments.
Consumers were encouraged last year, with the facilities and offers installment of new cars now are unable to pay on the days the car payment.
Professor Silvana Nogueira made a grant of 36 benefits, but can no longer pay the installments on time. Even the last, from $ 900, has won. "We have some outstanding bills to power until next month to put this service in days, so you can return to normal life," said Silvana.
From January to July this year, the number of Brazilians in default because of financing the new car has risen by 50%, compared to the first seven months of 2008.
"I think it has to be very careful. If you anticipate, look for the financial, trade, barter, stretch run, "said Professor at Fundação Dom Cabral, Haroldo Mota, an expert in finance.
By law, with a portion of late, the financial can now come with the application of search and seizure of the vehicle. However, companies usually wait until three months to get the car back.
Care to prevent default start before purchase, alert Mota. Consumers should be aware of the term: the longer, more tempting and more risky. Do not assume funding if it has reserves equal to at least three installments.
"In the event of any problems people face in the future, which is very possible funding so long, they can make use of the reserve and not be delinquent, do not lose well," said the professor.
These were accounts that the bank Roberto Campos did to spread the car in 36 times. He signs the contract with money in savings to be used in an emergency.
"Doing the right thing well established to have no future problem. That is what many people is unfortunately, but it is a concern that we have to always have, "said Campos. "I do not embark on that, no," he said.
Source: G1
This article was translated by an automatic translation system, and was therefore not reviewed by people.
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