Students can not pay student loans
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Fies rate fell to 3.5% this month. Nationwide, 22% of beneficiaries are in default.
Even with the announcement of the fall in interest rates of the Student Financing Program (Fies) to 3.5% a year, needs to be done and the calculations before resorting to the alternative to pay for college.
Nationwide, 22% of beneficiaries with Fies are delinquent. The pharmaceutical Lavinia Magalhaes use of this program and got his diploma along with a debt. "The initial value that I was, [...] who was borrowed was $ 14 thousand or I pay on the day, at that moment that I tried was already $ 15 thousand," he said.
Aldira Magalhaes also pharmaceuticals, had no more afford to provide $ 700. It is part of a national movement that calls for the revision of the figures in court. That they recalculate the debt and that I can pay it within my budget, "he said.
Guidance
The program covers 50% to 100% of the college, but for the economist, Suely Chacon, the less the student finance, the better. "You have to make the planning into a reality that you realize that is right for you. Your family income and their ability to pay early in her career."
This is because the student gets to pay the student loans while still in college. The plot is no more than $ 50 every three months. This value is shot down debt, but it is not enough to bring down interest rates. So when I finish the course, students should already much more than borrowed.
For example, in a contract made in 2006, with interest at 9% per year. Who borrowed $ 18 thousand reais at the end of the course already had £ 21,800. Once the person is, the time limit to pay off the debt is twice the time it used the Fies, another year. And in the end, the debt of R $ 18 thousand will be almost R $ 34 mil.
Source: G1
This article was translated by an automatic translation system, and was therefore not reviewed by people.
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