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Debts

Debts of up to $ 100 account for more than half the default

This article was translated by an automatic translation system, and was therefore not reviewed by people.



 


The largest number of defaults recorded in the Office of Consumer Protection (SPC) last August, was up to $ 100 (equivalent to 52.56% of total). The concentration of low values, according to the organ, is explained by the preference of most consumers for items not durable and semi durable such as food, medicines, clothes and shoes for less value.
Debts between $ 100 and $ 250 concentrated 22.13% of the total delinquent; between $ 250 and $ 500, 11.85% and over $ 500, 13.46% of the total.

The volume of people who have regularized their debts in August was 2.31% higher than the quota of July. Last year, the total settlement of debt is 20.8% over the same period last year.

The SPC estimates that the increase in settlement is due lower interest rates in loans, the order of 44.6% per year since 1994.

According to the SPC large part of the payments was due to the interest of the population to stay on the trade and to buy more, especially on the eve of celebrations such as Father's Day.

Who has the name registered in the SPC can not buy time, or be a guarantor to financing banks or financial institutions.

When a person receives a statement from the SPC has 10 days to pay off your debt. The owner has 24 hours from receipt of payment of the debt to ask for a name of the delinquent service.



Source: Gazeta do Povo

This article was translated by an automatic translation system, and was therefore not reviewed by people.

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