Consortium Service begins to move
This article was translated by an automatic translation system, and was therefore not reviewed by people.
Marcos Burghi
Released in February, allows rescue of letter of credit to pay for trips, parties and even plastic surgery
Travel, plastic surgery, language courses and weddings, among other services, can be paid by the consortium. The law allows the sale of Joint and entered into force in February.
Paolo Rossi, president of the Brazilian Association of Administrators Consortium (ABAC), notes that the service is recent, but estimates that 14 companies around the country has to offer. The consortium model service follows the traditional line - by a consumer monthly payments and redeem the property by lot, or throw the end of the contracted term. The difference is that in the case of consortium services, he gets a letter of credit in the amount stipulated in the contract instead of a product as a building or car. "The money will pay for the service that the customer wants," said Rossi.
According to the executive director of Abac, as the product is new, the market does not have exact figures on the number of groups, participants, minimum and maximum values of each plan and and either the average management fees.
Jornal da Tarde managers consulted two consortia have plans for letter of credit services. The Embracon has plans between 12 and 36 months that the deadline for entitlement to letters of credit of $ 5 thousand and 20 thousand. The monthly, from R $ 183.71, including management fee, ranging from 12% to 26% throughout the plan, lender and insurance, which covers death of any association with or unemployment.
According Mizael Catharino, director of Embracon, so far there are three groups formed, with about 144 members each, maximum number allowed for each group.
Rodobens Consortium also markets the product in Sao Paulo. Letters of credit ranging from $ 4 to R $ 38 thousand, with fees starting from $ 109.49. According to Sebastião Cirelli, CEO of the company's own contemplated that set the company that provides the service.
The seller dreamvj de Souza, 24, had a dream to make a plastic surgery. When I heard the option of the consortium had no doubt.
She said she bought at the beginning of the offer in February, a letter of credit of $ 7 thousand to be paid in 48 months. In April, however, gave a bid of $ 1.910 equivalent to ten installments. In July had surgery, paid and soon after was repaid to the value of the letter of credit.
Source: Jornal da Tarde
This article was translated by an automatic translation system, and was therefore not reviewed by people.
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