Bank reduces interest rate to 18 lines of credit
This article was translated by an automatic translation system, and was therefore not reviewed by people.
By Cristiane Campos,
Bank percentage decreased for the sixth time this year, especially the Social Security payroll, pledge and vehicles. Fall comes to 16.4%
Rio - The Savings Bank reduced the interest of several lines of commercial credit for the sixth time this year. The fall comes to 16.4% in total of 18 lines for individuals and companies. The institution is anticipated and the percentage decreased one day before the announcement of a possible decline in the benchmark interest rate (Selic), today at 10.25% per annum. Reductions also occur in other banks, where the Selic rate falls, only after meeting the Monetary Policy Committee (Monetary Policy Council). One of the highlights in the box was the reduction in the rate of payroll to retirees, down from 0.88% to 0.85% per month (down 3.4%).
The pledge, known as a loan without bureaucracy, has already recorded more than 30% reduction in interest rates since the beginning of the year when the rate was 2.99% per month - the percentage has dropped to 2.08% per months. Payment can be made within 180 days (six months). The system, to borrow up to 80% of the jewel limited to R $ 50 thousand.
Another good news, since the reduction of the IPI (Tax on Industrialized Products) for cars ends this month, is the fall in interest on the financing of vehicles. The minimum rate rose from 1.34% to 1.19%. In this case, you must pay in six months. The maximum percentage remains at 2.3% for payment within 60 months.
Central Bank figures show that the Box is among the banks with less interest in this modality. For the economist and professor at Ibmec Gilberto Braga, the most significant effect is for those making a long-term financing, such as buying the car. "In the simulation for a vehicle of $ 25 thousand in 60 months, the economy would be U.S. $ 7680. Thus, a greater number of people with less purchasing power will have access to a desired as well as the car, "he says.
Source: The Day
This article was translated by an automatic translation system, and was therefore not reviewed by people.
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