Banks reduce interest rates after the consumer's decision Copom
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SÃO PAULO - Following the trend of the Selic rate, which was reduced by 100 basis points, the last Wednesday (29), Itau, HSBC, Bradesco and Caixa Economica Federal announced reduction in its interest rates in different ways.
"This measure will help to maintain the level of the economy and thus to employment and income," said vice president of finance of the box, Márcio Percival.
After four reductions in its key lines of credit, the Caixa Econômica Federal practice, the fifth reduction of interest on the bank, since the beginning of the year from next Monday (04). This time, the organization reduced the interest rates of 26 lines of commercial credit for individuals and companies, some of them detailed in the table below:
Interest rates, Caixa Econômica Federal for Individual
Previous Rate Product (a.m.) New rate (a.m.)
Pledge 2.25% 2.10%
Personal Loan (minimum) 4.01% 3.85%
Personal Loan (maximum) 4.46% 4.31%
Check Special 6.83% 6.79%
Other cuts
As well as Caixa Economica Federal, the Itaú also reduced its interest rates. The institution passes on to its customers using the personal loan installments (credit Auto) and check the cut made by the special Copom. Thus, the interest on the credit go to Auto 6.81% to 6.89% per month. Now check the special rate of 8.75% leaves 8.67% for the month. The new values will take effect next Tuesday (05).
In the case of HSBC, the reduction was on maximum monthly rates of special check (from 9.35% to 9.34%), check special premier segment (from 7.50% to 7.43%), personal credit installments ( from 7.52% to 7.44%) and credit installments premier segment (from 5.20% to 5.12%), according to the press note released on the evening of last Wednesday (29), and the new rates come into effect from this Thursday (30).
More cuts
Bradesco's customers also feel the change already this Thursday (30). The bank reduced the interest rate minimum of special check of 4.66% to 4.71% per month and maximum of 8.44% to 8.36% per month. In Personal Loan, the minimum rate rose from 3.27% to 3.19% per month and maximum of 5.81% to 5.76% per month.
The institution also changed the rates of CDC Vehicles (minimum: from 1.56% to 1.52%, up from 2.62% to 2.58%) and type Leasing Vehicles (minimum: 1.76% for 1 , 69%, maximum: 2.69% to 2.64%).
Besides the lines for the individual, in most banks, the services with a focus on business also changed.
Source: Infomoney
This article was translated by an automatic translation system, and was therefore not reviewed by people.
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