Project that creates positive consumer may register a vote in the fourth
This article was translated by an automatic translation system, and was therefore not reviewed by people.
SÃO PAULO - The plenary of the House of Representatives may vote on this Wednesday (29), the PL (Bill) 836/03, which provides for the establishment of the register positive for consumers.
The authors of Mr Bernardo Ariston (PMDB-RJ), the bill regulates the performance of databases to protect the credit of private nature and determines the inclusion of information on the day of payment obligations of affiliates.
Lower interest
According to General Manager of Business Unit of the Individual ACSP (Associação Comercial de São Paulo), Paulo Capoletti, approval of registration may reduce positive interest to the consumer, depending on which way the law is adopted, in the case to the degree of information that may be available.
"Depending on how that law is adopted, the degree of information that might be available, the consumer can certainly count on interest rates lower at the time you need to make a loan," said Capoletti.
The Febraban (Brazilian Federation of Banks), the risk of bad debt accounts for 37.60% of the banking spread, the difference between the rate of uptake of banks and collected from customers who need credit.
Source: Infomoney
This article was translated by an automatic translation system, and was therefore not reviewed by people.
Important:
The JurisWay site does not interfere in the work provided by doctrine, why only reflect the opinions, ideas and concepts of their authors.
