Consumers should be careful not to be indebted to products with low IPI
This article was translated by an automatic translation system, and was therefore not reviewed by people.
SÃO PAULO - Cars, building material, appliances. The list of products benefit from the reduction of the IPI (Tax on Industrialized Products) is more extensive. In an attempt to keep jobs, lower prices and stimulate consumption, the government is taking a few months ago, measures very aggressive and tempting.
However, the warning coordinator of institutional Pro Test - Consumers' Association, Maria Inês Dolci, caution is needed at the time of purchases to avoid debt, especially the default.
"We are in times of recession. The prices of some products are falling, but the consumer must remember that his salary is not increasing. People should only buy if the product is really necessary, remembering always to consider the net salary and commitments monthly, "says the coordinator.
Default
Data from the BC (Central Bank) show that the default of consumers reached 8.3% of the credit last March. In the same period, the debts due from 15 to 90 days represented 7.4% of the drives, and the overall rate of non-payment recorded in the third month of the year (15.7%) - including overdue debts and bad debts - was 2 percentage points higher than that found in the same period in 2008 (13.7%).
Among the terms of credit with the largest default in March became the online purchasing of other goods, which reached 14.2% of loans, followed by special check with index of 9.7%
Source: Money Info
This article was translated by an automatic translation system, and was therefore not reviewed by people.
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