Special interest of the check up again in March, tells BC
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In the contramão observed in other interest rates, both for businesses and for individuals, the interest charged by banks in their transactions with the check special individuals rose in March this year, reveal information released this Thursday (23) by Central Bank.
Last month, the interest of the average check totaled special 169.1% a year, against 166.7% a year in February. Ie, an increase of 2.4 percentage points.
The special interest of the check came falling since January this year, when they totaled 172% annually. In December last year, were at 174.9% a year. The drop recorded at the beginning of the year continued in February, with the average back to 166.7% a year - which was the lowest level since August 2008.
Lenders again raised interest rates to check particular, last month, despite the fall of default recorded in this line of credit. The default check the special, which was 10.6% in December, fell to 10.2% in January and February. In March, declined even more: 9.7% for the year (the lowest since October last year).
Personal credit and purchase of vehicles
For the personal credit of individuals, however, the rate fell from 54.5% a year in February to 50.8% a year in March. The same happened for the purchase of vehicles, the average rate of banks rose from 31.8% a year, in February, 29.7% for the year in March.
Average rates
The average interest rate of all banking operations with available resources (without specific direction), fell from 41.3% a year in February to 39.2% a year in March, the lowest level since June last year, informed the BC.
Already the rate of banks in their transactions with individuals declined from 52.6% in February to 50.1% the year last month - also the lowest level since June last year.
For corporations, the average rate charged by financial institutions declined from 30.9% a year in February to 28.9% a year in March, the lowest since September 2008.
Source: G1
This article was translated by an automatic translation system, and was therefore not reviewed by people.
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