No background checks rise 20% in 1st two months, pointing Serasa
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The volume of checks without funds in Brazil increased 19.7% in first two months of 2009, as compared to the same period of 2008, informed this Thursday (19) of the indicator Serasa Experian without background checks. According to the indicator in the first two months of 2009, checks were returned 23.1 for every thousand compensated. In January and February 2008, the ratio was 19.3.
According to the PricewaterhouseCoopers, the first two months of 2009 there were a total of 4.60 million returned checks and 199.37 million compensated. In 2008, in the same period, 4.67 million were returned checks and offset 242.35 million.
The Acre was the State that had the highest ratio of free background checks for every thousand compensated in the first term this year of 102.4. Secondly, it was the Amapá, with 89.6, followed by Roraima, with 89.3. At the other end, is the State of São Paulo, which recorded the lowest rate of default: 17.8. By regions, with the default checks was higher in the north, with 53.7 for every thousand checks returned compensated. Then came the the Northeast (37.6), Midwest (31.3), South (22.3) and Southeast (19).
Only in February 2009, 23.2 checks were returned for each thousand compensated in the country, compared with 19.5 in February 2008, representing an increase of 19%. In the comparison between January and February, this ratio grew 1.3%. In the first months of this year, checks have been returned 22.9 for every thousand compensated.
The Serasa Experian attributed the increase in bad debt with more debt of checks to the population. The company also cited the expense of seasonal start of year, as IPTU the IPVA and school expenses, and reducing the number of formal jobs in the last quarter of 2008. "Unemployment is a determining factor for default," inform the technicians of the company, emphasizing that even with the progress registered at the beginning of the month, the checks still have one of the lowest default rates in the market.
Source: State Agency
This article was translated by an automatic translation system, and was therefore not reviewed by people.
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