Prosecutor denies the bank leasing contract abuse
This article was translated by an automatic translation system, and was therefore not reviewed by people.
Terms of leasing contracts - that market grew 215% in the last two years - are challenged by the Public Prosecutor of São Paulo for considering it as unfair to make too many guarantees to businesses and counteract the Consumer Defense Code. The information in the report signed by Fátima Fernandes and published in the Folha this Thursday (fully available to subscribers of the newspaper and the UOL).
Leasing is a kind of lease (rent) an asset - a car, for example - where the consumer has the option to stay or not and with that well after the end of the contract.
The sage of action occurred after João Lopes Guimarães Júnior, promoter of the Public Ministry of Justice of São Paulo, consider a contract for leasing the bank Itaú. One of the clauses of the contract is to authorize the automatic debit in the current account of the consumer or guarantor for the benefit not be paid.
Beyond Justice to ask the withdrawal of the clauses deemed unfair, the developer wants to incorporate a providing, in case of cancellation, the consumer receives the amount paid date.
In December last year, the balance of leasing transactions was $ 106.7 billion - 67.5% higher than December 2007 and 215% higher than December 2006. Accumulated in 2008, the Procon-SP recorded 232 complaints relating to leasing.
Source: Reuters
This article was translated by an automatic translation system, and was therefore not reviewed by people.
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