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Consumer must complete the check himself with the effective date of the deposit
The decision of the Superior Court of Justice (STJ) to establish the right to collect compensation for moral damage in case of deposit of early pre-dated check to retire the term "good for" generally written in a note appended to the document when used to pay installments.

From now on, consumers are interested in to avoid any problem caused by the combined before the discount should always endeavor to meet him the check with the effective date of the deposit, and not with the purchase, as is the practice of trade, recommends the Office of Consumer Protection (Idec). The STJ approved on Tuesday stating that provide summary pre-dated check before the day agreed with the consumer may lead to compensation for moral damage.

To be entitled to compensation, however, the consumer must prove that there was a commitment to deposit at a future date. Therefore, the importance of taking a few precautions at the time of issuing the document.

The Chairman of the Board of Directors shopkeepers in Porto Alegre (CDL), Vilson Noer, says that is a very small number of reductions that occur in early local trade. Not even by accident, he said. The number of occurrences in the country is falling, according to Maria Elisa, because at least since 1993, other courts and the gain of STJ have given cause to the consumer.

The Central Bank determines that the check is a payment to view but have pre-dated a long time, being considered by the courts as a contract. The acceptance of them was the solution for the trade to increase sales.




Source: Zero Hour

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