MP de Goiás indicates irregularities in the collection of interest Fiès
This article was translated by an automatic translation system, and was therefore not reviewed by people.
RIO - The Federal Public Ministry of Goiás (MPF / GO) protocol with an action request for early protection against charges by Caixa Econômica Federal irregular interest in the contracts of the Fund for Financing of Student Higher Education (Fiès). The federal government's program is to graduate students of higher education who are not able to fully afford the cost of their training.
According to the Republic prosecutor Mariane Guimarães, author of action, the Fund would be adopting the practice of illegal collection of compound interest, or interest on interest.
- We found that the time to recover the loan from the Fund was Fiès adopting a criterion of readjustment called Table Price, which is basically the collection of interest on interest. This charge is prohibited by our legislation, there is also the summary STF [Supreme Court] banning the practice - the prosecutor explained in an interview to Agência Brasil.
Another irregularity detected by MPF / GO is the collection of fines of 10% on the value of the parcel for delays. According Mariane Guimarães, the practice is unfair because the Consumer Defense Code prohibits fines of more than 2%.
The protocol has already been in action 1st Vara Federal Court of the state and awaiting analysis. The prosecutor says that pupils should continue paying the loans normally until the action is dismissed. The request for early protection requested by MPF, if granted, advance all or part of the desired effects by the action before the trial.
- In that case, will determine the immediate review of contracts. The goal of the lawsuit is that the judge declare the nullity of the recovery of compound interest to make it very costly to the debit of the student Fiès, which is a poor student that can only benefit by having access to higher education - supports the prosecutor.
Mariane says that the action is only valid for students in the state of Goiás But according to her, there are actions dealt with similar requests in Bahia, the Federal District and in São Paulo.
- In the end, if the action is upheld, we asked twice in the back of which was paid more for the student - says Mariane.
According to the Ministry of Education, since the creation of Fiès in 1999, 506 thousand students have been benefited with the financing. The program is in the MEC, but operationalized by the Caixa. For the prosecutor, the folder should monitor how the collection is made of financing. The ministry did not comment on the matter.
- The MEC should act as a supervisory agent of such conduct, but the agent manager is the box, the MEC is not accused in this case. The box, although a bank of a social nature, acts as a bank loan in time to make and want to get the most profit possible. But when it comes to funding of a social nature, that nature must be observed, it can not charge interest abusive because the student will end up not paying and not reach the goal of Fiès which is to provide these students the real right to education - highlights .
Sought by the report, the Caixa Econômica Federal informed by his office that "has not been mentioned in the file of the lawsuit" and that only act on the matter after being notified.
Source: The Globe
Our stories are taken in full of the sites of our partners. Therefore, we can not change the contents of these cases even of typing errors.
This article was translated by an automatic translation system, and was therefore not reviewed by people.
Important:
The JurisWay site does not interfere in the work provided by doctrine, why only reflect the opinions, ideas and concepts of their authors.
