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Domestic workers may use the river, from the day on March 2, the health plan of the class, now in the hands of the partnership portfolio. The fee costs $ 49.85 for home with up to 43 years and entitles the consultations, examinations and hospitalization, and delivery. The service will be done in laboratories, clinics and hospitals the arrangements healthy Health Insurance, an insurance company registered in Susep (Superintendency of Private Insurance). The plan covers the municipalities of Rio, Niterói, São Gonçalo and Baixada Fluminense.
To track the age of 44 to 58 years, the share rises to $ 121.60. In the case of consultation, the shortfall is only 24 hours. According Mario Avelino, president of the Domestic Legal Portal and creator of the project, the model only applies to a domestic portfolio with signed. "The goal is to encourage the formalities and make the employers pay the benefit to their employees home," says Avelino. The expenditure can be divided between the parties.

Avelino says that the health plan alternative arrives in important moment. The informality in domestic employment in the Metropolitan Region of Rio increased by 6.23% in 2006 (64.61%) to 2007 (70.84%), according to the 2007 PNAD (National Survey by Household Sample) of the IBGE (Instituto Brazilian Geography and Statistics).

In 2007 there were 600,036 home in Rio, with only 190 thousand had signed portfolio. The site highlights www.domesticalegal.com.br relationship network throughout the accredited and the grace period for each type of procedure. Hospitals and Health Pro, Rio Guanabara, Evangelical Israelita Albert Sabin and are registered. Clinic or hospital for surgery, the grace period is 180 days (six months).

Ultrasounds, for example, have less time: 90 days. Avelino remember that the category consists of women (93%), so it was essential to include the delivery. In this case, the shortfall is 300 days, ie 10 months.

The historian Maria Cerutti Lucia Miguel is one of the employers who have hired the health plan for your maid. "I chose the intermediate (R $ 132.60) because it has more medical specialties. My maid can use the same radiological center that I and my family use. Furthermore, increases self-esteem of professionals and they will be a way to treat health and miss less work, "Maria Lucia believes that cash will, symbolically, $ 1 in the official contracheque so that it incorporates the value the monthly salary.

Retirees ALSO HAVE SPECIAL AGREEMENT

To extend and facilitate access to various health services, the Association of Retirees and Pensioners of the Social Security of Rio de Janeiro (RJ-Asaprev) has agreements with the operator to offer the elderly Clismed collective level, irrespective of age and low cost for members.

The board of the RJ-Asaprev considers the amounts charged by major carriers and unjustifiable painful. The partnership was signed in September. The agreement entitles the examinations and consultations in all specialties for outpatient health, only without hospitalization. The plan prices range from U.S. $ 30 to U.S. $ 50. The difference in value limited number of more sophisticated tests. The Bronze Plan limits the number of examinations. The Silver Plan is restricted minors. And in the Gold Plan, there are unlimited consultations and examinations.

Monthly over $ 1 thousand - average value of full coverage, and outpatient hospital - make impossible the participation of insured elderly. So every year, the number of plans falls collective of people over 60 years, not related to companies or unions. The percentage of collective contracts from 20 to 29 years is 79%, 60 to 69, is 57%. However, aged 70 to 79 years, the number back to 54%.

Laboratory easy and popular

Laboratories Maiolino Bronstein and opened its doors to customers who do not have coverage and can not pay for reviews of clinical tests or more complex, such as MRI, CT and mammography. Programs Easy and Maiolino Bronstein People are responsible for 15% of visits of the laboratories. The examinations of triglycerides and glucose, for example, cost less than U.S. $ 5 in Maiolino Easy.

The alternative People Bronstein has 30 units that offer all types of tests for values more accessible, since the area of image and graphical methods (such as CT and mammography) to the examinations of clinical testing. The company intends, according to Bronstein network managers to increase the number of units this year. The People Bronstein is present in key districts of western and northern areas in the center and in the Baixada Fluminense.



Source: This Day Online

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