Bank interest fall followed by the second month, pointing Procon
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Research Foundation of Procon de São Paulo showed a decrease in average interest rate of personal loan and check for special person in February in comparison with January 2008. It was the second consecutive drop in rates means these rules of operation.
We searched ten institutions: Banco do Brasil, Bradesco, Caixa Economica Federal, HSBC, Itaú, Nossa Caixa, Real, Safra, Santander and Unibanco. Of the ten banks surveyed, eight reduced their rates for personal loan and seven reduced their rates in check special.
Person in the loan, the average rate of banks declined from 6.01% a month in January to 5.89% in February. But the special interest of the check went from 9.25% monthly on average, 9.18%.
"In percentage points reductions were not very expressive (the majority of private banks limited the lower to 0.08 percentage point), but already show a trend in the market in response to a further relaxation of monetary policy," says Procon in a note.
Check the interest rates charged by banks in particular in February
Banco do Brasil - 7,91%
Bradesco - 8.56%
Caixa Econômica Federal - 7.35%
HSBC - 9.57%
Itaú - 8.87%
Nossa Caixa - 8.80%
Real - 9.70%
Safra - 12.30%
Santander - 9.85%
Unibanco - 8.91%
Source: Procon-SP
Source: G1
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