10/01/2017
This article was translated by an automatic translation system, and was therefore not reviewed by people.
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Procon-SP research shows that banks kept overdraft and personal loan interest rates earlier this year. The data were collected on January 4 and compared with the survey done on December 2.
The average rate for personal loans at the banks surveyed was 6.51% per month (a.m.), the same as the previous month. The highest rate was applied by Santander, 8.49% a.m., and the lowest by Caixa Econômica Federal, 5.7% a.m.
The average rate for overdraft was 13.6% a.m., the same percentage recorded at the beginning of December. The highest rate was found in Santander, 15.49% a.m., and the lowest in Safra, 12.6% a.m.
The survey took into account the financial institutions Banco do Brasil, Bradesco, Caixa Econômica Federal, Itaú, Safra and Santander.
Procon's guidance is that, even with interest rates stabilized, consumers plan the budget with discretion, prioritize debt repayment, and resort to credit only in cases of real need.
Edition: Valéria Aguiar
Source: Agência Brasil
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This article was translated by an automatic translation system, and was therefore not reviewed by people.