Clipping of news on Brazilian Culture, Law and Citizenship
08/12/2016
This article was translated by an automatic translation system, and was therefore not reviewed by people.
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Interest rate survey conducted by Procon-SP, an agency linked to the Secretariat of Justice and Defense of Citizenship of the State of São Paulo, on December 2, points out that, all six financial institutions that are part of the survey maintained the rate of Personal loan and only one raised overdraft. Since November, HSBC Bank was withdrawn from the sample due to the incorporation process with Banco Bradesco.
Special Check - the average rate of the banks surveyed was 13.60% a.m., higher than the previous month which was 13.56% a.m., representing an increase of 0.04 percentage point.
The only change in this type of credit was promoted by Banco Itaú, which changed from 13.14% to 13.35% a.m., representing a positive variation of 1.60% in relation to the November rate.
Personal Loans - the average rate of the banks surveyed was 6.51% a month, the same as in the previous month.
The other banks maintained their rates, see the comparative table.
Banks personal loan special check
Bank of Brazil 5.85% 13.04%
Bradesco 6.67% 13.55%
CEF 5.70% 13.55%
Itaú 6.43% 13.35%
Harvest 5.90% 12.60%
Santander 8.49% 15.49%
Check out the full research here.
If credit hiring is inevitable, experts from the Procon-SP Foundation advise consumers to analyze the various alternatives, prioritizing the settlement of their debts, especially at this time of year when creditor institutions often open up possibilities for negotiation. Also, take advantage of the arrival of the thirteenth to organize your budget, removing debts and, if possible, reserving a part for the beginning expenses of the year (such as IPTU, IPVA, school enrollment, etc.).
Procon Foundation
Communication Advisory
Source: Procon SP
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This article was translated by an automatic translation system, and was therefore not reviewed by people.