Central Bank releases the internet ranking table with the bank interest
This article was translated by an automatic translation system, and was therefore not reviewed by people.
The Central Bank released this Thursday on the new scale ranking of bank interest. The idea is to simplify the disclosure that today is considered confusing and of little use to most consumers, the assessment of the institution. The content that compares the rates is already available on the first page of the site of BC.
The change was set on Tuesday feirapelo BC and deployed in less than 24 hours - the technicians worked for the institution of the morning yesterday - after the criticisms made to the form of presentation of such data by the institution.
"The information was a bit long and the citizen that the information sought was a bit lost," said the director of administration of the BC, Antero Meirelles.
According to the director, no new information. The new table will highlight four types of credit to an individual: personal credit, special check, purchase of vehicles and purchase of goods. For businesses, there will be ranking for working capital pre-and post-fixed, guaranteed account, discount for purchase of goods and duplicate.
For interest, there will be only the average rate charged by each institution, without detailing the "spread" banking - difference between the cost of borrowing from the bank and the fees charged to consumers.
The disclosure of the "spread" by institution, since amongst other things embeds the gain of the banks is one of the ideas to push the government to reduce this difference.
Antero Meirelles confirmed that this possibility is under study. He said, however, that doubts about the usefulness of that information to the consumer. "I think this is a subject that interests the general public. More interest to banks, the Central Bank, the press."
The BC also studying the introduction of new information in the data that are now the site of the institution and will not be changed.
Source: Idec
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This article was translated by an automatic translation system, and was therefore not reviewed by people.
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