Clipping of news on Brazilian Culture, Law and Citizenship
09/22/2016
This article was translated by an automatic translation system, and was therefore not reviewed by people.
transparent image
delinquency
real notes Photo: Free Images
Research SerasaConsumidor, Serasa Experian facing the citizen arm, shows that 33.5% of the citizens of the State of São Paulo were already defaulted by the name lend to third. This scenario is reflected in Rio de Janeiro, and spreads across the country, says the lawyer Pedro Lopes Leite, the Abradecont.
credit compromised
Investors have to weigh the period within which leave the money invested in funds with management fees above 2% Photo: Bloomberg News
The lawyer Abradecont says research shows the picture of the current economic climate of the country. They are consumers who end up compromising their credit to help friends and family, who then have no way to honor the financial commitment. So, who 'borrowed the name' is that is negated with the credit protection agencies.
Rule number 1
If nothing is said in the contract, worth the percentage set by the ANS. The group plans are not regulated percentage of increase. Photo: Given Galdieri / Bloomberg News
Abradecont and The SerasaConsumidor listed some tips to avoid financial losses to lend its name to others. The main rule is not to lend its name to third parties. Avoid commitments whose future payment is the responsibility of others.
Think and search help
If you are a person with difficulty speaking "no," ask at least one time to think and talk to someone close as husband and / or wife. Maybe that same person point the pros and cons and thus help you to deny the request.
ostentation
Photo: Simone Navy / File
Avoid comment with others if you have saved money in savings, investments. Just like how many credit cards and checkbooks have. This can impress and make you be always on when someone needs money.
Warranty
If you are conscious and resolve borrow the name, try to avoid a possible injury leaving prearranged a guarantee, as a well, for example. Another good alternative is guaranteed by promissory note, bond type of credit that ensures that the person has a credit that can be judicially executed if necessary.
retirees
Retirees are contributing to this debt caused by others. Advantageous conditions of payroll loans make often the problems faced by this class are directly related to the family, since these loans can be acquired for the money to be transferred to third parties under less onerous conditions. But if this other person ends up not honoring the debt and leaving it for retired account, it may be complicated to be the real debtor front to credit institutions.
Delinquency - elderly
Another study Serasa Experian on age by default shows that one in three Brazilians over 60 years are inadimplentes.O largest increase was in April 2016 compared to March 2015, from 7.3 million to 8.2 million of people.
Source: The Globe
Our news are taken in full of our partner sites. For this reason, we can not change their content even in cases of typographical errors.
This article was translated by an automatic translation system, and was therefore not reviewed by people.