Clipping of news on Brazilian Culture, Law and Citizenship
09/28/2016
This article was translated by an automatic translation system, and was therefore not reviewed by people.
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Many stores charge more expensive of who pays the credit card or debit card. Already who pays in kind benefits from a certain 'discount'.
An illegal trade, many stores charge more expensive customer decides to pay the purchase with a credit or debit card and who can pay cash gains a certain "discount." The Procon warning that this is an abuse and should be denounced.
The alleged question by the traders is that the use of credit card implies costs for the merchant, who pays a percentage of the purchase amount to the operator of the card and also the rent Dobby.
The value is between 2% to 6% of the sale, also charged on purchases made on debit card.
Economist Marcelo Barros says that no one should pay in cash a different price on the tag. "This is an illegal, abuse and consumers should not accept this, they should seek the Procon" he says.
At Procon, the explanation: there is a federal decree banning the practice of two prices. Every business establishment is bound exclusively to receive payments in kind, but if he intends to also sell card or check has to have the same prices in all cases.
"The purchase by credit card or check is in sight and the price has to be the same with or without discount. Before the law, the property is wrong, every complaint, he may suffer a tax assessment that goes from R $ 450 to R $ 9 million, reaching a temporary ban, "said Roberto Campos, legal manager of Procon.
The store can not, for example, require a minimum purchase amount for payment by debit or credit card, or to set different prices as a means of payment (check, card or cash).
Set a higher price for those who pay by credit card hurts item V of Article 39 of the CDC (Consumer Protection Code), which classifies as abuse require the consumer manifestly excessive advantage. The rule applies to all establishments, including small businesses.
What to do?
If you encounter the requirement of minimum purchase value or higher price for credit card payments, the consumer can complain and inform the practice is abusive. If the establishment insist, you can report it to the city Procon.
Source: Official Time
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This article was translated by an automatic translation system, and was therefore not reviewed by people.