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Interest

BC facilitates access to table of average interest rates of banks

This article was translated by an automatic translation system, and was therefore not reviewed by people.

 


In an effort to try to encourage the growth of banking competition and the fall in the cost of credit, the Central Bank announced that the institution's page on the internet will this Thursday (5) to show a direct link to the table of average interest charged on banks . According to the director of administration of BC, Anthere Meirelles, change "easy access" to the data, which are already disclosed by the monetary authority. The ad is less than 48 hours after the meeting that the President Luiz Inácio Lula da Silva has recovered measures to reduce interest rates and banking spread (the difference between the interest rates of credit and the cost of collection of resources).

Currently, BC has disseminates data on the average interest charged by institution in the 25 most common lines of credit. "But the information was very extensive and the citizen that the information sought was a bit lost," said the director of the BC. To get to the tables with interest, the consumer needs to go through at least seven pages after typing the address of the BC on the Internet.

Anthere Meirelles said yesterday that the department received the demand to facilitate and improve the dissemination of data. Since then, experts from BC have worked for it. Some came to spend the night in the development of new. "It was what it could do in 24 hours," he said.

From Thursday, consumers will have access to the average rate charged in the nine main lines of credit available: personal credit, check particular, financing of vehicles, purchase of goods for credit, working capital pre-and post-fixed, account guaranteed, discount for purchase of goods and duplicates. "A further drop in spreads and interest because they give greater capacity for analysis, selection and negotiation for customers," said the director. The data for interest will be updated weekly by BC.

Ranking of spread

The director of administration said that the technicians of BC continue working to improve the disclosure of figures for the interest. He says the spread is a ranking of the items being developed.

Anthere Meirelles noted, however, that the spread of information is of particular interest. "I do not think this is a matter to the general public. Interessa banks, the BC, the press," he said.



Source: State Agency

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This article was translated by an automatic translation system, and was therefore not reviewed by people.

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