Clipping of news on Brazilian Culture, Law and Citizenship
09/08/2016
This article was translated by an automatic translation system, and was therefore not reviewed by people.
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08/08/2016
Procon-SP provides tips for consumers leave the red
Procon-SP Foundation, an agency of the Department of Justice and Defense of Citizenship, updated his book 'Five actions to repay the debt and leave the red'. Here the consumer will find important tips on how to organize and financially out of debt. In addition to the brochures, all available on the site, the Procon-SP offers lectures and care to individuals who have more than 30% of their income committed to debt.
In addition to the financial organization, the lectures consumers receive tips on how to choose without advantageous rates or frequent flyer credit cards and use them only in case of need and knowing you will have money to pay off the purchase, use checking account with no fees (rol essential services), review the cable TV packages, mobile and internet cheaper, refinance debt, make the portability of loans, among other measures. The exchange of experiences helps consumers to think about the problem and how to get out of it.
At the Center for Customer Service superendividado consumers beyond the lecture they are attended by experts to help carry out the renegotiation of debts. Consumers can participate (individuals, 18 years, suitable and income, as the Procon-SP does not work with debt forgiveness) that have disputes with banks, finance, credit cards and retail stores. One should differentiate debt expenses, for example, community and school fees are expenses, financing and loans are debts.
Primer: www.procon.sp.gov.br/pdf/5AcoesparaSairdoVermelho52016.pdf
PAS - Support Program superendividado. Visit the program's website to inform and register: http://www.procon.sp.gov.br/categoria.asp?id=573
Source: Procon-SP
To access the Procon-SP site, click here.
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This article was translated by an automatic translation system, and was therefore not reviewed by people.