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Financial Consultant gives tips to avoid spending the school holidays

07/13/2016

This article was translated by an automatic translation system, and was therefore not reviewed by people.

 

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On vacation, children stay at home and generate more spending.

financial advisor tip is to pile up for free sites.

G1 Rio Preto and Araçatuba

 

Parents who teach their children to handle money early can save more with the expenses of the house. An example is the holiday period, as of July, where the children stay at home and generates more spending, as open the refrigerator more often, turn on lights, are always eating something and take in the bath.

The counter Fabio Moreira Grassi and his wife, the administrative assistant Gisele Franco Grassi, have a teenager, two little girls and a baby. "Every day they open and close the refrigerator several times, take in the bath, stay with the television on all day, not to mention the tablet, internet ... It's always like, have to re-educate" he says.

Gisele says that with the holiday routine indoors increases and therefore they assemble a task force to not have a scare with the light bill at the end of the month. "There are two baths more, now on vacation, and every day we have to be knocking on the door, because, if not, they are half an hour, an hour in the bath. They have no concept of time and are playing in the shower," says Gisele .

Opening and closing the refrigerator several times uses more power (Photo: Playback / TV TEM)

The financial consultant Juliana Batista says that one of the strategies for this pile of time at home is take them to places where entry is free. "In Rio Preto, there are options like the zoo or the Ecological Park. Another way out is to rotate among mothers, in which a mother is with the children of other for a certain period. You can make movie session at home or picnic in the park "he says.

Juliana emphasizes that the ideal is to avoid places that stimulate consumption, such as malls and private institutions. Another suggestion given by the financial advisor is negotiating attitudes or activities through the allowance. "Parents can give money and warn the child that the amount should last throughout the holiday period and end no longer have. And you can not give more money, but because financial education is compromised," he says.

Two months ago, the saleswoman Wisteria Racanipphi, estudate mother Luiz Ricardo Racanicchi, 10 years, says he learned on the Internet to deal with the child. "I got a list that had a site and adapted to the needs of my children," he says. She made a list of tasks he must meet every day. Each task has a real value. Each task is made a dime more to fatten the pig. "A lot has changed. After that, he turns off the lights, turn off the fan, takes care of the dog and improved test scores," he says.

How to educate your child to help around the house and learn about financial education:

- Make a list of the main activities that your child can help at home.

Examples: make the bed, extending the bath towel, put the trash in the trash, store toys

- With the ready list, set in a visible place in the house. Can be in the child's room or on the refrigerator door, for example.

- Set a value for each activity performed and specify the list

Example: Extend the towel - R$ 0.50. Store toys - R$ 1.

- Buy a piggy bank for the child. It may be a pig, careful not to have parts that can come loose. If you prefer you can make a piggy bank at home even with a can of chocolate, for example.

- Call your child and show the list to the piggy bank. Explain how it will work. Every activity that the child does, the parent should put the value in the piggy bank. This check out the list can always be done later in the day. The mother adds the values together with the child and put in the safe. Then explain to your child that when filling the piggy bank the amount can be spent on whatever he wants. To take a tour, go to the movies, buy a toy, for example.

 

Source: G1

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This article was translated by an automatic translation system, and was therefore not reviewed by people.

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