Clipping of news on Brazilian Culture, Law and Citizenship
07/07/2016
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12. Application Development Manager
Apps: the marketing manager of Orama Cristiane Bellotti and Blog Arena selected five personal finance applications
As many people know that it is important to save the task to closely monitor the daily spending to try to adjust them to the budget always ends up falling later and also with it, control of financial life.
"People who are unbalanced accounts and initiate the planning process takes six months to two years to bring them back to the control," explains the consultant's investment Orama, Sandra Blanco.
However, she said, "since this first goal is reached, it becomes easier to maintain discipline and have a financial life in order."
In order to assist the investor in this daily battle for balance in personal finance, applications have gained many fans. The marketing manager of Orama Cristiane Bellotti and Blog Arena selected five of them, all available for iOS and Android. Follow:
MyPush
The MyPush was born with the aim of uniting companies and their internal and external audiences, says the director of mobile solutions developed Cedro Technologies, Paulo Ribas.
The recently used application by pension funds who wish to approach and engage its participants is free and allows the user to track the performance of your pension, as well as news and special materials produced and sent by his foundation.
The multinational Dow Chemical, for example, joined the tool and has offered new applications investments to its 4000 participants through the app.
Pocket guide
The free app consolidates the user's balance in all banks in which it has account and credit cards, but does not allow the consolidation of investments, only savings.
Cristiane, the Orama, says GuiaBolso is easy to use and that tingly inside at the time of entering the password of bank accounts pass after reading a lot about it.
The app works with goals and planning for each item of your day to day, as residential accounts, purchases, taxes and transportation.
"It is possible to register goals, but with a maximum period of limitation of two years, which makes long-term plans out" details. "
The cool part is that the app shows how much I need to save each month to reach my goals and allows tracking of this achievement, "he adds.
My Savings
The application that allows login with Facebook is slow right after the registration phase of the key information, which is all manual, says.
Still, the My Savings allows the user to separate your expenses, income and transfers account and category. The app also offers a follow-up targets and allows it to be given an annual financial target by 2020.
In addition, the application has a manager dreams, with some already pre-registered as travel and cars, stating how much you need to save each month to achieve that goal.
Mobills
With registration can also be done through social networks, Cristiane considers the teaching and good Mobills for those who do not have much familiarity with digital facilities, but you must be disciplined and registering everything right, recommends.
In it, the user has access to an overview of your finances, as accumulated current account balance, revenues, expenses and credit card limits. It highlights how interesting graphics, with monthly balance sheet and expenses.
Daily spending
Cristiane, the Orama also indicates the expenses Diaries, it is not necessary to register but give access to images and phone information.
The app lists a summary of the month's expenses and daily, with the option card by filters, money or savings. "Simple and objective, without confusing the user," he says.
The language is direct and does not need a tutorial to understand what must be done. The application is free, but has extra features to paid subscribers.
In Cristiane evaluation, the app does very well his role showing the results of its spending, has not an elaborate design, but it is quite functional.
Source: Survey
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This article was translated by an automatic translation system, and was therefore not reviewed by people.