Clipping of news on Brazilian Culture, Law and Citizenship
07/05/2016
This article was translated by an automatic translation system, and was therefore not reviewed by people.
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In addition to the prices collected by Procon Assembly, consumers should be aware of several factors.
The Procon the Legislative Assembly of Minas Gerais (ALMG) did, between 27 and 06/30/16, a survey in Belo Horizonte in which found the prices charged by health insurance providers in terms "individual", "business" and "collective individual for membership." The basic conclusion is that there are significant variations in the amounts charged, but this should not be the only factor to be considered by the consumer. When hiring a health plan is required a good deal of patience, dedication and attention to research within the various existing modalities, aspects such as offered coverage, territorial scopes, needs, exam fees and other variables.
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In business mode with and without co-participation with accommodation in ward and apartment, Procon Assembly compared the prices charged by seven companies. variations were detected up to 211.22% in the monthly fees for the ward plan for the age group 29-33 years and up to 129.35% in the apartment plan for the range of 24 to 28 years.
Only two operators offer individual plans with and without co-participation. In addition to the changes in tuition by age, Procon found significant disparities in charges for procedures. Simple tests can cost R $ 7.00 and R $ 40.00, depending on the chosen operator. In the case of special tests, the consumer can pay R $ 17.50 and R $ 120.00.
Similar variations occur in health plans in the individual collective category for accession, both in the infirmary mode as apartment. Three operators offer this category. In co-participation mode, the price of admission to the ward plan varies between R $ 75.00 and R $ 348.00. In Plano apartment, special tests cost between R $ 27.67 and R $ 150.00.
Regarding the contract, the Procon Assembly clarifies that its minimum validity period is one year. The consumer has every right to read the document before signing it. You need to check if the contract is worded in clear, precise and particularly of the restrictive clauses. For the renovation, which is automatic, operators can not charge any fee nor require the term recount already fulfilled grace. of tuition increases the need to be those who are under the contract. If consumers still have questions, you should seek guidance on the consumer protection agency of his city before signing the contract.
Source: Procon Assembly
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This article was translated by an automatic translation system, and was therefore not reviewed by people.