Clipping of news on Brazilian Culture, Law and Citizenship
06/16/2016
This article was translated by an automatic translation system, and was therefore not reviewed by people.
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More than half of adults aged 30 to 39 have credit restriction
Source: R7
Four in ten Brazilians have overdue accounts Joe Raedle / Getty Images News
The number of consumers with overdue bills and negative results CPFs remained stable in Brazil, according to estimate of the Credit Protection Service (SPC Brazil) and the National Confederation of Shopkeepers (CNDL).
According to the indicator, from April to May, about 50 thousand Brazilians were enrolled in the credit restriction entries, totaling about 59.25 million consumers across the country with the CPF negated.
Although, in absolute terms, represents an increase in the number of consumers, it is considered a stabilization: from March to April growth was 500 thousand Brazilians, totaling 59.20 million.
Even if the number of negative results has not grown substantially in May compared with previous months, the data means that 39.91% of the population aged 18 to 95 years are past due and the name registered in credit protection services .
Among adults 30 to 39 years, the proportion is even higher: more than half (50.32%) are negative results, which totals 17 million consumers struggling to make forward purchases, making loans, financing or credit contract Generally.
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In annual change, ie May compared to the same period last year, an increase of 4.26% in the volume of non-performing Brazilian consolidated the four regions analyzed:. Northeast, North, Midwest and South The indicator does not consider the data in the Southeast, which are suspended due to the entry into force of the State Law 16,569 / 2015, known as 'the RA Law', which makes it difficult to negativation delinquent in Sao Paulo.
As president of CNDL, Honorius Pinheiro, stabilization in the number of consumers to negative reflects the current economic situation worsening of income indices, increased layoffs, but also a glimpse of some improvement even in 2017. "The stabilization seen in May is important, but it is too early for us to say that there has been a reversal of the growth trend of bad debts that we have seen in the last year, "he says.
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"Over the past few months, the movement of delinquency has been influenced by the continued worsening of the economic scenario, which erodes household incomes, and greater credit restrictions. On the one hand, this restriction limits the potential indebtedness of people, but on the other, the fall in income requires the consumer difficult to pay debts and meet its financial commitments, "says the president.
Source: R7
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This article was translated by an automatic translation system, and was therefore not reviewed by people.