Clipping of news on Brazilian Culture, Law and Citizenship
05/11/2016
This article was translated by an automatic translation system, and was therefore not reviewed by people.
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the UOL
High unemployment, low-income, recession economy. In this scenario, many Brazilians need to cut spending previously considered essential not to borrow. For those who are already in debt, we need to further tighten the budget.
The Boa Vista SCPC (Central Service of Protection to Credit) heard over a thousand consumers who reported what they have done to save money and tackle the crisis. The strategies were gathered in the booklet "Golden Tips to Save You".
The material is free and available for download via the link: http://zip.net/bjrF9j (shortened and safe address). To download the file, you must enter name, email and CPF.
The UOL selected 10 tips. Check it.
1. Evaluate each purchase
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Think before: you really need it? If you buy, compare the price before in more than three seats. Use the internet as well to look for discounted products.
2. Prefer to pay cash
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Always prefer to buy sight not to tighten at the end of the month. If you choose the installment plan, be aware of the interest. Avoid paying the minimum amount of credit card or enter the overdraft.
3. Haggle
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Whenever possible, haggle. Another suggestion: make the purchase of the month in different supermarkets, taking advantage of promotions each.
4. Resist the impulse purchases
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Whenever some money left over, resist making a purchase even take to pay. Buy only what you need and save. unexpected expenses do not send notice.
5. Set goals to save
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Family not enter the red, or out of it, it is necessary that everyone do their part. Create savings goals for recurring expenses, such as electricity bill and water, and take steps to achieve them.
6. Turn off appliances
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Turn off all electronic equipment possible home before leaving for work (the refrigerator can not!).
7. Unplug the charger
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Once finished recharging your phone or other equipment, remove the plug boots.
8. Reuse Water
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Reuse water washing machine during the water changes, to wash the yard or to flush the toilet.
9. Save leisure
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Opt for more economical leisure programs such as sightseeing in outdoor parks or watch movies at home. Reduce rides at the mall, cinemas, travel or eat on the street.
10. Pay yourself first
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Set a savings goal. Every month when you receive your paycheck, separate a value (eg 15%) and save it. Give this value the same importance you give to an account that pays every month
Source: UOL
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This article was translated by an automatic translation system, and was therefore not reviewed by people.