Clipping of news on Brazilian Culture, Law and Citizenship
04/15/2016
This article was translated by an automatic translation system, and was therefore not reviewed by people.
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Source: Rondoniagora
The charging of different prices in order to purchase and credit card is a practice still used by some companies. But this mode of payment, must always prevail the cash price on the purchases made. Currently, the state tax Procon, in conjunction with the regional Procon Vilhena are checking reports of establishments that insist on the improper collection. Some of these allegations were proven, and appropriate action will be taken.
The differential charging is practice infringing the Decree 118/94, issued by the Ministry of Finance; and also to the Consumer Protection Code. The ordinance provides that there can be no price difference between transactions made using the credit card and that are in check or cash. Already under Article 39 of the CDC, V, is infringing practice require the consumer manifestly excessive advantage. Even promotions can not discriminate against the credit card user.
Limiting values for purchases, both the debit card as credit, it is another practice that has been denounced by consumers. The Code also in Article 39 establishes as abuse, "influence the supply of product or service to quantitative limits." In both cases, the supplier is subject to penalties provided the CDC with initiation of administrative and fine process.
In line with modern law, the National Consumer Bureau (Senacon) issued Technical Note 103/2004 pacifying the minds of members of the National Consumer Defence System, in the sense that the imposition of different values for the payment card credit / debit Card is abusive by directly confronting the consumerist legislation.
According to the Regional Manager of Procon Vilhena, Ana Paula Campos, this subject is pacified and the agency will act forcefully to curb this abuse. In the foreground, the idea is to educate both the consumer and the supplier. Staying abuse, the supplier will be fined for the illegal practice. "Differential pricing for the use of debit or credit card for the payment by other means (cash or check) is considered unfair to result in manifestly excessive advantage. Transfer to the consumer supplier costs that chooses to use these means of payment affront to consumerist legislation, "said Ana Paula.
While on the subject, she said it is knowledge of public authorities and the population that managers card, to sell their services, they must inform the consumer that can make the payment on the card with the same cash price, based on the contract signed between the manager and the trader. This is one of the great attractions of the use of cards.
The cash payment has four modes: cash, check or debit and credit card. Today, the consumer can negotiate the value sight divided into a few times on the card. In check, it may request that the deposit is made in a few days. If payment with the card is not considered option to view, will be the setting of differentiated prices, which will be detrimental to the economy itself. This is the understanding of all participants of the National Consumer Protection system.
Source: Rondoniagora
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This article was translated by an automatic translation system, and was therefore not reviewed by people.