Clipping of news on Brazilian Culture, Law and Citizenship
06/04/2016
This article was translated by an automatic translation system, and was therefore not reviewed by people.
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Source: Weather
Box announced on 28 which raised the interest of home financing with funds from the savings.
The adjustment should be followed by other banks, since the case, which is the main financier of the country estate, floor serves for the rest of the market.
It is the first time this year that the case increases the financing of interest. The last time the bank raised rates was in October last year.
The rack rate (for clients who have no relationship with the bank) for listings of SFH (Housing Financial System) -which finances properties costing up to R $ 750 mil- went from 9.90% pa to 11.22%.
As for customer relationship with the bank interest was 9.80% to 11%.
The rack rate for properties over R$ 750,000, made by SFI (Real Estate Financing System) increased from 11.50% to 12.50%, while the interest rates for customers who have a bank account was 11,20% to 12%.
The measure became effective on Thursday (24), holiday eve, and the rates apply to loans granted from that date.
According to the bank, interest rates on housing loans with funds from the Minha Casa Minha Vida and the FGTS has not changed.
The increase of interest occurs in the same month that the cash raised from 50% to 70% financed the limit of a property used, less than a year after reducing that portion due to lack of credit resources via the savings account.
This month, the bank also announced the return line for the purchase of a second property, suspended since August last year. Credit conditions should be equal to those offered in the first house purchase.
Source: Weather
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This article was translated by an automatic translation system, and was therefore not reviewed by people.