Clipping of news on Brazilian Culture, Law and Citizenship
03/24/2016
This article was translated by an automatic translation system, and was therefore not reviewed by people.
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preventing problems
Auto Insurance - the precautions to be taken when hiring Photo: Disclosure
By hiring an automotive insurance, it is always important to be aware of the terms of the contract. Generally, the problems that occur between consumers and insurers are caused precisely because some of them end up being unknown to the contractor, account Bidu Brokerage experts
Attention to the clauses
Attention to contract terms Photo: File
The terms shall be expressed with full clarity and emphasis on the coverage, benefits and possible risks excluded in current policy
Premiums, deductibles and bonuses
It is important to note that insurance companies have full freedom to set premium, deductible and bonuses. That's why the customer should always evaluate more than one proposal with other insurers, to find the one that best suits your needs.
Acceptance Insurance
From the proposal of receipt, the consumer has a maximum of 15 days for acceptance of insurance.
claim settlement
The deadline for claim settlement must always be pre-set and can not spend 30 days from the fulfillment of the requirements by the insurance (which includes police reports opening, inspection of the vehicle and delivery of documents to the insurer).
Knowing the company
It is always important to check the current and cadastral situation of the company, whether an insurance company or broker. According orientation of Procon itself, the consumer should always know if the company is registered with the Superintendency of Private Insurance (Susep), and advance to request the proposal and general insurance conditions before signing any document.
Source: The Globe
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This article was translated by an automatic translation system, and was therefore not reviewed by people.