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Insurance

5 rights that you think you have in home insurance

03/24/2016

This article was translated by an automatic translation system, and was therefore not reviewed by people.

 

 

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You think you have the right to compensation for object simply disappeared from your home? Not quite ...

So you chose to leave the rent (or Mom's house) and decided to buy an apartment or house to call your own. For the cautious consumer, a good idea is to hire a home insurance, or a service that covers damage to property, and also allows to include additional items on the roof.

If this is the case, caution is needed when hiring these services. Thinking about it, CNSeg (National Confederation of Insurance Companies) and FenSeg (National Federation of General Insurance) launched a booklet with several tips for hiring this service to the consumer.

An important tip concerns the coverage of home insurance. Usually, people do not understand what rights are (or not) included in the service. Next, the risks usually stay off the list of such service:

Construction defects - flaws in building design or poor quality of material used in the work.

Wooden Homes - Insurers usually more readily accept risks masonry buildings, refusing wooden buildings or any other material easily combustible.

Unemployment - insurance does not indemnify damages that occur during long periods of Property eviction without notice. If you will be away for more than 30 days, notify the insurer.

Thefts - Insurance companies do not cover simple theft, extortion, misplacement or disappearance of any material assets of the residence. He lost some money in the house? Normally, this is not included in the service.

pre-existing defects - If defect knowledge in his previous property to the insurance contract and does not inform the insurer, the company may deny coverage.

 

Source: Consumidor Moderno

To access the Consumidor Moderno site, click here.

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This article was translated by an automatic translation system, and was therefore not reviewed by people.

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