Clipping of news on Brazilian Culture, Law and Citizenship
03/17/2016
This article was translated by an automatic translation system, and was therefore not reviewed by people.
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In more severe cases, the prodigals are subject to the ban
The crisis has made us (re) think our relationship with money. We talked about it with friends, neighbors and relatives and exchange experiences (positive and negative). Talking about money is still taboo. In front of children, some even lose their breath to address this issue. It may not be easy, but this issue should be addressed within families early. After all the money and their limitations must be understood early by children. No use fantasize that you can have it all, because in reality it is not.
Understanding this complexity is good for the future of children and prevent the emergence of a host of the most varied reasons indebted adults. Among them, I draw attention to the spendthrift, wasteful or profligate. They are people who seem to live in a distant reality. The thing is tight for everyone and they continue a pattern of consumption beyond the possibilities and without any condition to be sustained in the future. These are people who do not care about money and the future in any intensity. Leave it to others or "after." This ends up being disastrous.
In more severe cases, the prodigals are subject to the ban. This is because they can end the whole heritage of a life in an act alone. They do not think about the consequences and end up having to be banned, on pain of financial tithe one hour to the next. These people walk in a final form for the financial precipice. Sooner or later the reality that money does not accept insolence will emerge and charge a high price from those who try to challenge him.
Experience has shown that respect for money, like it or not it is a necessity for survival of all people. While it is interesting to appropriate overdraft and credit card as a "rent increase" that is wrong and it is a common practice that can lead you to a future of suffering. Over the years, significantly increase, for example, expenditure on health almost astronomically and who did not prepare in the back can go through moments of struggle, having to rely on family members or third parties for their most immediate needs. Recently a substance in a wide circulation newspaper in Brazil that the cost of health plans will triple in the next fifteen years.
People who spend more than they earn just entering a very negative spiral for the future. Instead, they invest, they become credit card and overdraft hostages. This perhaps does not cause much harm in the short term, but for those who do it on a continuous basis, the time comes and charges an incredibly high price for misuse of money. It is very common case of people who had a lot of money for 20, 30 years and are now in the street of bitterness for lack of financial education.
Do not fall into this trap too. Stay tuned and protect your money today and also your financial future medium and long term. Money does not accept insolence. No doubt it.
Lelio Braga Calhau is Promotor of Justice consumer protection Public Prosecutor of Minas Gerais. Graduated in Psychology from UNIVALE, a Master in Public Law and Citizenship by UFG-RJ, lecturer and Coordinator of the site and Podcast "Financial Education for All".
Source: Administrators
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This article was translated by an automatic translation system, and was therefore not reviewed by people.